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Your future is managed by the choices you make everyday. From
resources you use to make purchases such as homes and vehicles, your child's education or your own-you must decide for yourself
if it is a good investment. Can you get more from it later than what it cost you?
The resources that you use have been
obtained by your sweat and hard work. You must put them to very good use. Make yourself and your family an annual budget-broken
down by month-and keep your spending within your budget. You will want to adjust it some throughout the year and that is okay.
Adjust it first, and then make the expenditure.
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EMPLOYMENT OPPORTUNITY
Securities-industry aspirants
are encouraged to talk to us about a professional position with Abraham Lockhart Corporation.
With your acceptance of
our contract, we will sponsor you for the required securities industry examinations.
Talk to us today! It could mean
the opportunity that many people want but few achieve.
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We continue to be amazed at how much every investment advising
agency can help investors. If you participate in a company retirement program or your own SEP account, the following link
might be encouragement to you. Check it out…
Pension Plans Participants
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Long-Term Care
Insurance
Long-term-care insurance has been around for a few years now-30 or so. But, with only 10% of the population
(who might need it) with this coverage there needs to be some alternative for the other 90%. Statistics show that 8% will
need long-term-care for 5 or more years. And 80% will not need it for more than one year, either because they die within a
year of needing it, or they simply will not need it. Will Medicare, investments, or savings take care of the rest? We do not
believe that socialism will take over this country-and that’s probably the only way that all medical expenses will be
taken care of-at great loss of everything else that we enjoy. We recommend that you plan something to take care of this possibility
for you. And by “plan” we mean that you allocate a portion of your retirement, inheritance, savings, etc. for
long-term-care! It is really up to you! Call us for recommendations!
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Considering a new IRA? Ever thought about real-estate within
your IRA?
Real-estate has always been eligble for inclusion in an IRA. The fact is there are not many investment companies
that sell real-estate in the true sense. Real-estate investment trusts are more commonly used as IRA vehicles. But single
properties can also be used if you like.
For more information on this, including all of the restrictions, give us
a call. We can help you secure your retirement-using real-estate.
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How Long Will You Live?
Ever wonder about your life-span?
The link below will take you to IRS Publication 590. There are many, many variables-but here is how the IRS looks at you!
You might live longer than these numbers or you might live shorter. Family and personal history is key!
Simply (for those
of us who are over 55 years of age):
APPENDIX C. (Continued)
Table
I
(Single Life Expectancy)
(For Use by Beneficiaries)
Age
Life Expectancy
56 - 28.7 years
57 - 27.9
58 - 27
59 - 26.1
60 - 25.2
61 - 24.
62 - 23.5
63 - 22.7
64 - 21.8
65 - 21
66 - 20.2
67 - 19.4
68 - 18.6
69 - 17.8
70 - 17
71 - 16.3
72 - 15.5
73 - 14.8
74 - 14.1
75 - 13.4
76 - 12.7
77 - 12.1
78 -
11.4
79 - 10.8
80 - 10.2
81 - 9.7
82
- 9.1
83 - 8.6
84 - 8.1
85 - 7
86 -
7.1
87 - 6.7
88 - 6.3
89 - 5.9
90 - 5.5
91 -
5.2
92 - 4.9
93 - 4.6
94 - 4.3
95 - 4.1
96 - 3.8
97
- 3.6
98 - 3.4
99 - 3.1
100 - 2.9
101 - 2.7
102
- 2.5
103 - 2.3
104 - 2.1
105 - 1.9
106 - 1.7
107
- 1.5
108 - 1.
109 - 1.2
110 - 1.1
111 and over- 1
IRS Life-Expectancy Tables
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